Access USA's 2023 P&C Market Outlook Reports
Insurance market rate trends, challenges and solutions.
Since 2019, the commercial insurance sector has been grappling with a hard marketplace – one that is particularly less friendly to insurance buyers. After all, the increased frequency and severity of claims, growing social inflation issues, lasting complications created by the COVID-19 pandemic, evolving cyberthreats and worsening natural disasters have fundamentally reshaped the insurance market.
Basics of Extended Homeowners Replacement Coverage
When purchasing coverage for their home, too many policyholders often make the mistake of simply insuring it for the resale value. However, should a flood, …
Uninsured and Underinsured Motorists
Unfortunately, many people wrongly assume that auto and umbrella insurance policies will provide reimbursement for all aspects of an accident on the road. Instead, both …
Latest Safety Features for New Car Shoppers
Vehicle technology seems to advance each year, as new features improve driver and passenger safety. The following are just a few driver-assist features to be …
The Independent Agent Advantage
What do I give up by not using a licensed independent agent to purchase insurance? The disadvantage of not using a licensed agent to purchase …
Lightning and Summer Storms
Lightning storms are incredibly dangerous and more deadly than tornadoes, floods and hurricanes. When a storm is on the verge of striking your area, you …
Quick Tips for Safe RV Usage
Recreational vehicles (RVs) can be a fun way to see the country and spend time with your family. However, because they’re bigger and heavier than …