Find Affordable Cars in West Virginia At the time of writing this article, interest rates on car loans are above the 6% on average. That’s a noticeable rise from around 5% in 2019. Although prices have come down from their historic highs, shoppers are still looking to find affordable cars in West Virginia. With interest rates high and the economy…
Find auto insurance in West Virginia that covers the cost of high car prices 2021 saw new and used car prices skyrocket. Supply chain issues, pandemic spending patterns shifting toward discretionary products, and a hot economy pushed car prices to historic highs. We’ve seen these prices all across the nation, and West Virginia is no exception.How historic are these prices?…
Workers Compensation Insurance in West Virginia If you own a business in West Virginia, you’ll most likely need workers compensation insurance. This type of insurance protects your business in the event an employee is injured on the job. The employee will be able to receive compensation while they’re recovering at home. With insurance, your company will not have to pay…
How Does West Virginia Cyber Insurance Protect You From Ransomware? As many amazing things technology offers—more connection, convenience, and access to information—inherent risks are present for any company or individual who makes technology an everyday part of their lives. There has been a shocking increase in cyber attacks across the United States—including smaller states like West Virginia. According to recent…
Group Health Insurance for Small Businesses in West Virginia: Why It’s a Good Business Strategy Benefits packages can be a headache for small business owners in West Virginia. The general rule of thumb is that the more employees you have, the cheaper coverage becomes. But you don’t have 500 employees. You have five. So is there any hope of finding…
Personal Health Insurance in Bridgeport Over the years, the gig economy has risen in popularity. Many Americans enjoy the freedom of being in charge of their own schedules while still being able to pay the bills. Unfortunately, the gig economy fails to provide benefits; namely health insurance. Without personal health insurance, Bridgeport workers are vulnerable to possible accidents or unexpected…
Compare home insurance rates in West Virginia You’ve undoubtedly seen countless insurance commercials while watching shows and sports on TV. Catchy mascots, slogans, and other funny commercials, all of them offering the best home insurance coverage at the lowest prices. They can’t all have the best coverage and the lowest price, so which one is actually the lowest priced with…
Restaurant Insurance in West Virginia: All You Need to Know to Get Started Whether you are baking one of the state’s most famous pepperonis rolls, getting creative with toppings on your hot dogs in Lesage, or perfecting the biscuit of your breakfast dreams, your restaurant is probably your pride and joy. Shouldn’t you protect your business the same way you…
Here are some things to think about when it comes to carrying insurance as a couple. Use the topics in this article as a way to start a discussion about your insurance needs. We can then help you narrow down your options. Auto Insurance If you and your spouse have separate auto insurance policies, it may be wise to combine…
Hosting a party at your home can be a fun way to connect with your friends and family. However, it’s important to ensure that your guests will be safe and secure while you’re hosting them. Here are some considerations for protecting guests and your home during a party: Slips and falls are the most common dangers in residential properties. To…
Why is general liability insurance important to your business? For many business owners, general liability insurance is the first insurance policy they secure. General liability insurance provides coverage against claims in which someone is injured or their property is damaged as a result of the work or product your business performs. Construction, retail, and wholesale-type businesses in West Virginia are…
Bridgeport, West Virginia is a popular destination for motorcycle rides. The Appalachian Mountains and thriving forests make for stunning views, and bikers enjoy the area’s long, winding roads. If you live in Bridgeport or plan to visit on a motorcycle trip, be prepared for steep grades. Tune up your brakes and transmission before starting your journey. Motorcycle owners in Bridgeport…
When purchasing coverage for their home, too many policyholders often make the mistake of simply insuring it for the resale value. However, should a flood, storm or other event occur, they may find that the cost to rebuild far exceeds the original purchase price. This discrepancy can occur for a variety of reasons, including inflated construction costs following catastrophic events…
Unfortunately, many people wrongly assume that auto and umbrella insurance policies will provide reimbursement for all aspects of an accident on the road. Instead, both of these policies cover your own liability and provide compensation to others in the event that you are responsible for an accident. However, if another driver causes an accident and doesn't have enough insurance coverage…
Vehicle technology seems to advance each year, as new features improve driver and passenger safety. The following are just a few driver-assist features to be aware of the next time you’re in the market for a new vehicle: Adaptive cruise control: This type of cruise control automatically speeds or slows down your car based on the actions of the vehicles…
What do I give up by not using a licensed independent agent to purchase insurance? The disadvantage of not using a licensed agent to purchase insurance is that the policyholder does not receive as much, or often any, personal service. A licensed agent with whom there is direct contact can be vital when purchasing a product and absolutely necessary when…
Lightning storms are incredibly dangerous and more deadly than tornadoes, floods and hurricanes. When a storm is on the verge of striking your area, you need to know the steps to take in order to protect your family and home. Use these tips to stay safe during a lightning storm: Seek shelter in an enclosed building, if possible. If you…
Recreational vehicles (RVs) can be a fun way to see the country and spend time with your family. However, because they’re bigger and heavier than an average car, there are additional hazards that come with owning and operating an RV. Many RV accidents can be avoided by following these helpful tips: Know the weight capacity of your RV. Perform a…
Guaranteed asset protection, or gap insurance is an optional automobile coverage that helps you transfer the financial risk if you are involved in an auto accident and you owe more for your vehicle than the amount that it’s worth.
For many the high school experience comes with social pressures and obligations to fit in and belong, and sadly this can lead to exclusion and isolation of some students. At some point everyone probably said something in their teen years in the heat of the moment that they now wish could be taken back, but today's teens face the added…
There are a wide variety of silly and somewhat funny things we can do from time to time, like telling people that dihydrogen monoxide is coming out of the sink (dihydrogen monoxide is the chemical name for water), but one thing you should avoid falling for as a consumer is being told that carrying only the state mandated minimum coverage…
Do you have a mortgage? Yes? Then at some point in your home-owning life, you have received a letter telling you that your mortgage has been sold to another lender. There's certainly nothing unusual about it when this happens, as home loans are sold every day in the United States. It is a very common practice. Typically, the letter tells…
This time of year can be just great here in . However, you won't get much fireside snuggling done if your chimney clogs or your roof springs a leak. And while prepping your home for winter weather isn't much fun, once you do it, your peace of mind can last all season long. Here's a handy checklist to make sure…
TRYING TO SAVE MONEY? AVOID THE FIVE BIGGEST INSURANCE MISTAKES. With far too many Americans out of work, and others forced to make ends meet with less money, many people are looking for ways to cut costs. There are smart ways to save on home and auto insurance; however, there are also mistakes that can result in being significantly underinsured.…
SCHEDULING ITEMS UNDER YOUR HOMEOWNERS INSURANCE Perhaps it's the latest electronic gadget or large screen hi-def television, or new sporting goods gear or maybe a piece of sparkling jewelry. If you happen to receive or purchase a particularly expensive item, you may consider purchasing extra protection, just in case. Why would I need to schedule valuable items? The protection provided…
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Find Affordable Cars in West Virginia At the time of writing this article, interest rates on car loans are above the 6% on average. That’s
