{"id":60354,"date":"2018-03-29T09:42:50","date_gmt":"2018-03-29T15:42:50","guid":{"rendered":"https:\/\/www.unitedsecurityagency.com\/ins-wv\/?page_id=60354"},"modified":"2018-03-29T09:42:50","modified_gmt":"2018-03-29T15:42:50","slug":"cyber-liability-data-breach","status":"publish","type":"page","link":"https:\/\/www.unitedsecurityagency.com\/ins-wv\/insurance\/commercial-insurance\/cyber-liability-data-breach\/","title":{"rendered":"Cyber Liability – Data Breach"},"content":{"rendered":"\n
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Cyber Liability Insurance <\/h2>\n
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Protect your business and your clients from a cyber security breach with cyber liability insurance. Mobile phones, social media, and online professional tools are integrated in daily business practices \u2014 and so are the risks. Information stored in the cloud is accessible to hackers as well as to you.<\/p>\n

Without proper cyber liability coverage, a security breach could expose your business to lawsuits, data repair costs, reputation damage, and significant financial losses. United Security Agency in Bridgeport, West Virginia can help you protect your business.<\/p>\n<\/p><\/div>\n

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Data Breach<\/div>\n
Covered<\/div>\n<\/p><\/div>\n
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Legal Liability<\/div>\n
Covered<\/div>\n<\/p><\/div>\n
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Notification Costs<\/div>\n
Covered<\/div>\n<\/p><\/div>\n
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Reputation<\/div>\n
Protected<\/div>\n<\/p><\/div>\n<\/p><\/div>\n

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Every business with data is a cyber target \u2014 is yours protected?<\/div>\n

The professionals at United Security Agency in Bridgeport, West Virginia will help you build a cyber liability program appropriate for your business.<\/p>\n<\/p><\/div>\n

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<\/i>QUOTE ME NOW<\/a><\/p>\r\n
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Understanding Cyber Liability Insurance<\/div>\n

Cyber liability insurance helps your business recover from a data breach or cyberattack. It covers the costs of responding to an incident as well as your liability to customers and others whose information is exposed.<\/p>\n

First-Party Coverage<\/h3>\n

Pays your own costs after an incident, such as breach notification, credit monitoring for affected customers, forensic investigation, data restoration, and, on many policies, cyber extortion and business interruption.<\/p>\n

Third-Party Coverage<\/h3>\n

Covers your liability when others are harmed by a breach of data you held, including legal defense and settlements.<\/p>\n

Cyber Liability Insurance FAQ<\/div>\n

What is cyber liability insurance?<\/h3>\n

It helps cover the costs of a data breach or cyberattack, including incident response, data recovery, and liability to people whose information was exposed.<\/p>\n

What does cyber liability insurance cover?<\/h3>\n

Typical coverage includes breach notification, credit monitoring, legal and forensic costs, and data restoration. Many policies also address ransomware and business interruption.<\/p>\n

Does my business need cyber coverage?<\/h3>\n

Any business that stores customer data, accepts electronic payments, or relies on computer systems faces cyber risk, regardless of size.<\/p>\n

Isn’t my general liability policy enough?<\/h3>\n

No. General liability policies typically exclude data breaches and cyber events, which is why a dedicated cyber policy is important.<\/p>\n

Why buy cyber liability through an independent agent?<\/h3>\n

As an independent agency, United Security Agency represents many carriers, so we can compare cyber coverage for your operations and risk, with personal, local service.<\/p>\n<\/p><\/div>\n

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Coverages Available<\/div>\n
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Cyber Liability Insurance \u2014 Coverages Can Include:<\/h3>\n
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    \n Data breach response costs\n <\/li>\n
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    \n Customer notification expenses\n <\/li>\n
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    \n Legal defense & settlements\n <\/li>\n
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    \n Credit monitoring services\n <\/li>\n
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    \n Ransomware \/ extortion\n <\/li>\n
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    \n Business interruption losses\n <\/li>\n
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    \n Reputation management\n <\/li>\n
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    \n Regulatory fines & penalties\n <\/li>\n<\/ul><\/div>\n

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    Contact United Security Agency in Bridgeport, West Virginia to discuss cyber liability insurance options for your business.<\/p>\n<\/p><\/div>\n<\/section>\n