{"id":2711,"date":"2011-12-09T18:14:32","date_gmt":"2011-12-10T00:14:32","guid":{"rendered":"https:\/\/www.unitedsecurityagency.com\/ins-wv\/?page_id=2711"},"modified":"2022-01-14T12:18:24","modified_gmt":"2022-01-14T18:18:24","slug":"high-value-homes","status":"publish","type":"page","link":"https:\/\/www.unitedsecurityagency.com\/ins-wv\/insurance\/personal-insurance\/high-value-homes\/","title":{"rendered":"High Value Homes Insurance in Bridgeport, WV"},"content":{"rendered":"<link rel=\"stylesheet\" href=\"https:\/\/www.agencyinfo.net\/__ivai\/__ivai_page_styles.css\">\n<section class=\"ivx9\">\n<p>  <!-- Hero \u2014 copy left, coded artwork right --><\/p>\n<div class=\"ivx9-hero\" data-a=\"1\">\n<div class=\"ivx9-hero-copy\">\n<div class=\"ivx9-eyebrow\"><span class=\"ivx9-eyebrow-rule\"><\/span>United Security Agency<\/div>\n<h2 class=\"ivx9-headline\">High Value Homes Insurance from United Security Agency <\/h2>\n<p>Standard homeowners insurance may not provide the coverage a high-value home requires. High-value home insurance is designed for properties with above-average replacement costs \u2014 protecting the structure AND valuable belongings including art, jewelry, and antiques \u2014 with higher limits and broader coverage.<\/p>\n<p>Luxury homes feature custom architecture, high-end finishes, and expansive landscapes. Standard policies don&#8217;t account for these nuances. United Security Agency will connect you with specialized coverage built for exceptional properties.<\/p>\n<\/p><\/div>\n<div class=\"ivx9-visual\">\n      <!-- IVX9 coded artwork \u2014 generated illustration, no external image.\n     Colour comes from .ivx9-af-* in __ivai_page_styles.css. --><br \/>\n<svg class=\"ivx9-art\" viewBox=\"0 0 400 300\" role=\"img\" aria-labelledby=\"t-homeowners-high-value-insurance\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" preserveAspectRatio=\"xMidYMid meet\"><title id=\"t-homeowners-high-value-insurance\">Illustration of an estate house and guest house behind a gated fence<\/title><rect class=\"ivx9-af-field\" x=\"0\" y=\"0\" width=\"400\" height=\"300\"\/><g class=\"ivx9-af-grid\"><line x1=\"34\" y1=\"0\" x2=\"34\" y2=\"300\"\/><line x1=\"68\" y1=\"0\" x2=\"68\" y2=\"300\"\/><line x1=\"102\" y1=\"0\" x2=\"102\" y2=\"300\"\/><line x1=\"136\" y1=\"0\" x2=\"136\" y2=\"300\"\/><line x1=\"170\" y1=\"0\" x2=\"170\" y2=\"300\"\/><line x1=\"204\" y1=\"0\" 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crossorigin=\"anonymous\"><\/script>\n    <\/div>\n<\/p><\/div>\n<p>  <!-- Metrics strip --><\/p>\n<div class=\"ivx9-metrics\" data-a=\"2\">\n<div class=\"ivx9-metric\">\n<div class=\"ivx9-metric-bar\"><\/div>\n<div class=\"ivx9-metric-lbl\">Coverage Limits<\/div>\n<div class=\"ivx9-metric-val\">Above Standard<\/div>\n<\/p><\/div>\n<div class=\"ivx9-metric\">\n<div class=\"ivx9-metric-bar\"><\/div>\n<div class=\"ivx9-metric-lbl\">Valuables<\/div>\n<div class=\"ivx9-metric-val\">Art \u00b7 Jewelry \u00b7 Antiques<\/div>\n<\/p><\/div>\n<div class=\"ivx9-metric\">\n<div class=\"ivx9-metric-bar\"><\/div>\n<div class=\"ivx9-metric-lbl\">Risk Services<\/div>\n<div class=\"ivx9-metric-val\">Personalized<\/div>\n<\/p><\/div>\n<div class=\"ivx9-metric\">\n<div class=\"ivx9-metric-bar\"><\/div>\n<div class=\"ivx9-metric-lbl\">Claims<\/div>\n<div class=\"ivx9-metric-val\">Concierge Assisted<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p>  <!-- Call to action --><\/p>\n<div class=\"ivx9-cta\" data-a=\"3\">\n<div class=\"ivx9-cta-content\">\n<div class=\"ivx9-cta-heading\">Your home is extraordinary. Your insurance should be too.<\/div>\n<p class=\"ivx9-cta-sub\">Click or call for a High Value Homes quote from United Security Agency in Bridgeport, West Virginia.<\/p>\n<\/p><\/div>\n<div class=\"ivx9-cta-action\">\n      <br style=\"height:1em\" \/>\r\n<p><a class=\"longquoteserviceformbuttons\" href=\"https:\/\/www.unitedsecurityagency.com\/ins-wv\/online-quotes\/\"><i class=\"fa fa-shopping-cart fa-1x\" style=\"margin: 0 14px 0 0;\"><\/i>QUOTE ME NOW<\/a><\/p>\r\n<br style=\"height:1em\" \/>\n    <\/div>\n<\/p><\/div>\n<div class=\"ivx9-block\" data-a=\"4\">\n<div class=\"ivx9-block-rail\">\n<div class=\"ivx9-tag\">Coverage Guide<\/div>\n<h3>Understanding High Value Home Insurance<\/h3>\n<\/p><\/div>\n<div class=\"ivx9-qa\">\n<p class=\"ivx9-lead\">Higher-value and custom homes often exceed the limits and coverage a standard homeowners policy is designed for. High value home insurance offers higher limits, broader protection, and specialized features for distinctive properties.<\/p>\n<div class=\"ivx9-item\">\n<h4>Extended and Guaranteed Replacement Cost<\/h4>\n<p>Specialized policies can pay to rebuild your home even if the cost exceeds your dwelling limit \u2014 guaranteed replacement cost pays the full amount, while extended replacement cost pays up to a set percentage above the limit. This matters for custom finishes that cost more to rebuild.<\/p>\n<\/p><\/div>\n<div class=\"ivx9-item\">\n<h4>Higher Liability Limits<\/h4>\n<p>High value home policies offer higher personal liability limits and pair well with umbrella coverage to protect significant assets.<\/p>\n<\/p><\/div>\n<div class=\"ivx9-item\">\n<h4>Scheduled Valuables<\/h4>\n<p>Jewelry, fine art, antiques, wine, and collections can be scheduled for full, agreed-value coverage that goes beyond the sub-limits in a standard policy.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"ivx9-block\" data-a=\"5\">\n<div class=\"ivx9-block-rail\">\n<div class=\"ivx9-tag\">Questions<\/div>\n<h3>High Value Home Insurance FAQ<\/h3>\n<\/p><\/div>\n<div class=\"ivx9-qa\">\n<div class=\"ivx9-item\">\n<h4>What is high value home insurance?<\/h4>\n<p>It is homeowners coverage designed for homes whose rebuild cost or contents exceed what a standard policy handles well. It provides higher limits and broader, more flexible protection.<\/p>\n<\/p><\/div>\n<div class=\"ivx9-item\">\n<h4>When do I need a high value home policy?<\/h4>\n<p>Consider one if your home has a high replacement cost, custom or luxury features, or you own valuable collections that exceed standard policy sub-limits.<\/p>\n<\/p><\/div>\n<div class=\"ivx9-item\">\n<h4>What is guaranteed replacement cost?<\/h4>\n<p>Guaranteed replacement cost pays to fully rebuild your home after a covered loss even if the cost exceeds your dwelling limit. Extended replacement cost pays up to a stated percentage above the limit.<\/p>\n<\/p><\/div>\n<div class=\"ivx9-item\">\n<h4>How are jewelry, art, and collections covered?<\/h4>\n<p>These are typically scheduled as itemized valuables for agreed-value coverage, which provides stronger protection than the limited sub-limits in a standard homeowners policy.<\/p>\n<\/p><\/div>\n<div class=\"ivx9-item\">\n<h4>Does a high value home policy cover flood?<\/h4>\n<p>No. Like standard homeowners policies, flood is excluded and requires a separate flood insurance policy, which we can also arrange.<\/p>\n<\/p><\/div>\n<div class=\"ivx9-item\">\n<h4>Why work with an independent agent for a high value home?<\/h4>\n<p>As an independent agency, United Security Agency has access to specialty carriers that focus on high value homes, so we can match your property with the right coverage and provide local service.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"ivx9-block\" data-a=\"6\">\n<div class=\"ivx9-block-rail\">\n<div class=\"ivx9-tag\">Coverages Available<\/div>\n<h3>What a policy can include<\/h3>\n<\/p><\/div>\n<div class=\"ivx9-qa\">\n<p class=\"ivx9-cov-title\">High Value Home Insurance \u2014 Coverages Can Include:<\/p>\n<ul class=\"ivx9-cov\">\n<li class=\"ivx9-cov-item\"><svg aria-hidden=\"true\" class=\"ivx9-cov-chk\" fill=\"none\" height=\"17\" viewBox=\"0 0 17 17\" width=\"17\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><circle cx=\"8.5\" cy=\"8.5\" r=\"7.75\" stroke=\"currentColor\" stroke-width=\"1.5\"><\/circle><path d=\"M5.5 8.5l2.2 2.2 3.8-3.8\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.5\"><\/path><\/svg> Extended rebuilding costs<\/li>\n<li class=\"ivx9-cov-item\"><svg aria-hidden=\"true\" class=\"ivx9-cov-chk\" fill=\"none\" height=\"17\" viewBox=\"0 0 17 17\" width=\"17\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><circle cx=\"8.5\" cy=\"8.5\" r=\"7.75\" stroke=\"currentColor\" stroke-width=\"1.5\"><\/circle><path d=\"M5.5 8.5l2.2 2.2 3.8-3.8\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.5\"><\/path><\/svg> Art &amp; collectibles coverage<\/li>\n<li class=\"ivx9-cov-item\"><svg aria-hidden=\"true\" class=\"ivx9-cov-chk\" fill=\"none\" height=\"17\" viewBox=\"0 0 17 17\" width=\"17\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><circle cx=\"8.5\" cy=\"8.5\" r=\"7.75\" stroke=\"currentColor\" stroke-width=\"1.5\"><\/circle><path d=\"M5.5 8.5l2.2 2.2 3.8-3.8\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.5\"><\/path><\/svg> Jewelry &amp; fine items<\/li>\n<li class=\"ivx9-cov-item\"><svg aria-hidden=\"true\" class=\"ivx9-cov-chk\" fill=\"none\" height=\"17\" viewBox=\"0 0 17 17\" width=\"17\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><circle cx=\"8.5\" cy=\"8.5\" r=\"7.75\" stroke=\"currentColor\" stroke-width=\"1.5\"><\/circle><path d=\"M5.5 8.5l2.2 2.2 3.8-3.8\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.5\"><\/path><\/svg> Custom architecture protection<\/li>\n<li class=\"ivx9-cov-item\"><svg aria-hidden=\"true\" class=\"ivx9-cov-chk\" fill=\"none\" height=\"17\" viewBox=\"0 0 17 17\" width=\"17\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><circle cx=\"8.5\" cy=\"8.5\" r=\"7.75\" stroke=\"currentColor\" stroke-width=\"1.5\"><\/circle><path d=\"M5.5 8.5l2.2 2.2 3.8-3.8\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.5\"><\/path><\/svg> Landscape &amp; exterior features<\/li>\n<li class=\"ivx9-cov-item\"><svg aria-hidden=\"true\" class=\"ivx9-cov-chk\" fill=\"none\" height=\"17\" viewBox=\"0 0 17 17\" width=\"17\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><circle cx=\"8.5\" cy=\"8.5\" r=\"7.75\" stroke=\"currentColor\" stroke-width=\"1.5\"><\/circle><path d=\"M5.5 8.5l2.2 2.2 3.8-3.8\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.5\"><\/path><\/svg> Security enhancement guidance<\/li>\n<li class=\"ivx9-cov-item\"><svg aria-hidden=\"true\" class=\"ivx9-cov-chk\" fill=\"none\" height=\"17\" viewBox=\"0 0 17 17\" width=\"17\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><circle cx=\"8.5\" cy=\"8.5\" r=\"7.75\" stroke=\"currentColor\" stroke-width=\"1.5\"><\/circle><path d=\"M5.5 8.5l2.2 2.2 3.8-3.8\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.5\"><\/path><\/svg> Emergency assistance<\/li>\n<li class=\"ivx9-cov-item\"><svg aria-hidden=\"true\" class=\"ivx9-cov-chk\" fill=\"none\" height=\"17\" viewBox=\"0 0 17 17\" width=\"17\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><circle cx=\"8.5\" cy=\"8.5\" r=\"7.75\" stroke=\"currentColor\" stroke-width=\"1.5\"><\/circle><path d=\"M5.5 8.5l2.2 2.2 3.8-3.8\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.5\"><\/path><\/svg> Concierge claims service<\/li>\n<\/ul><\/div>\n<\/p><\/div>\n<div class=\"ivx9-note ivx9-note-amber\" data-a=\"7\">\n<p>Yes, your house is spectacular \u2014 and it deserves insurance that measures up. Click or call the professionals at United Security Agency in Bridgeport, West Virginia for a quote.<\/p>\n<\/p><\/div>\n<\/section>\n<p><script type=\"module\" src=\"https:\/\/static.cloudflareinsights.com\/beacon.min.js\/v4513226cdae34746b4dedf0b4dfa099e1781791509496\" integrity=\"sha512-ZE9pZaUXND66v380QUtch\/5sE9tPFh2zg45pR2PB0CVkCtOREv2AJKkSidISWkysEuQ0EH8faUU5du78bx87UQ==\" data-cf-beacon='{\"version\":\"2024.11.0\",\"token\":\"fe4e3484786740c0821a1914343f2941\",\"r\":1}' crossorigin=\"anonymous\"><\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>United Security Agency High Value Homes Insurance from United Security Agency Standard homeowners insurance may not provide the coverage a high-value home requires. High-value home insurance is designed for properties with above-average replacement costs \u2014 protecting the structure AND valuable belongings including art, jewelry, and antiques \u2014 with higher limits and broader coverage. Luxury homes [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":143,"menu_order":5,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"ocean_front_end_style_editor":"no","ocean_post_layout":"","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"","ocean_second_sidebar":"","ocean_disable_margins":"enable","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"default","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"","ocean_custom_header_template":"","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"","ocean_menu_typo_font_family":"","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"","omw_enable_modal_window":"enable","footnotes":""},"class_list":["post-2711","page","type-page","status-publish","hentry","entry"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"description\" content=\"Looking for high value home insurance in Bridgeport, WV? Call the professionals at United Security Agency for a quote on high value homes insurance.\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.unitedsecurityagency.com\/ins-wv\/insurance\/personal-insurance\/high-value-homes\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.10\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Insurance Company in Bridgeport, WV | United Security Agency - United Security Agency helps you protect what matters most with home &amp; car insurance, business insurance, life insurance and more in Bridgeport, WV. 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