Bridgeport, West Virginia is a popular destination for motorcycle rides. The Appalachian Mountains and thriving forests make for stunning views, and bikers enjoy the area’s long, winding roads. If you live in Bridgeport or plan to visit on a motorcycle trip, be prepared for steep grades. Tune up your brakes and transmission before starting your journey.
Motorcycle owners in Bridgeport will also want comprehensive motorcycle insurance. Insurance will help to protect you in case of an accident. The winding mountain roads can lead to vehicle-on-vehicle crashes and hazardous road conditions. Many states require motorcyclists to have minimum insurance coverage by law. West Virginia is no different. Riding without motorcycle insurance in Bridgeport, West Virginia, could result in the suspension of your license.
United Security Agency has a license to sell insurance in West Virginia and offers competitive coverage. Visit our office in Bridgeport, West Virginia or find us online at www.unitedsecurityagency.com.
Minimum Insurance Requirements In West Virginia
If you register your motorcycle in West Virginia, the law requires all riders to have motorcycle insurance. This insurance policy should come from a company that is specifically licensed in West Virginia. Riders should carry their proof of insurance at all times. The minimum requirements and limits of coverage are:
- Property damage liability: $25,000 per accident.
- Bodily injury liability: $25,000 per person and $50,000 per accident.
Motorcycle Insurance Coverage Options
Motorcycle insurance can consist of several different types of insurance coverage. The most basic insurance coverage you should consider in West Virginia is liability insurance. Liability insurance protects you from damage you might cause another person. We work hard to provide affordable liability coverage at competitive rates you can afford.
In addition to liability insurance, we offer a full range of coverage options:
Property Damage Liability Coverage: This coverage does not cover damage to your bike but another person’s property. This is when you are at fault. This property may be a vehicle, motorcycle, business premises, or residence.
Bodily Injury Liability Coverage: This insurance coverage does not cover your medical bills. It helps to cover medical expenses and lost wages. These may result from the death or injury of another rider when you are at fault.
Personal Injury Protection: In ‘No Fault’ states, this insurance coverage is compulsory. It helps you pay your medical expenses. It can also help reimburse your lost income, childcare services, and funeral expenses.
Collision Coverage: This coverage will help you pay for damage to your motorcycle in the event of a collision. This collision can be with another motorcycle, car, tree, or building. This is important for Bridgeport riders who navigate tight mountain roads.
Comprehensive Coverage: This covers damage to your motorcycle from things other than collisions. These include theft, flooding, wind, and vandalism. It covers repairs to your bike up to its actual cost.
Roadside Assistance Coverage: This ensures you get someone back on the road immediately when you break down. The services include flat tire repair, battery service or failure, towing, locksmith, gasoline, and oil delivery.
Classic Bike Coverage: Your classic bike may ride better on the open road than a new one. If for this reason alone, you need it to be properly insured. Physical damage policies for your motorcycle are covered on agreed premiums. Flexible usage is also covered with no fixed mileage limits.
It is quick and easy to get a quote for motorcycle insurance in Bridgeport, West Virginia. Visit our website for a free, online quote. United Security Agency has agents ready to answer your questions and help you protect your motorcycle.
Motorcycle Insurance Discounts
Discount your policy by bundling your insurance policies. We will work with you to move your existing coverage under a United Security Agency policy. Add or combine your auto, home, or business insurance policies for incredible discounts. You can even insure multiple motorcycles.
Imagine having extra cash in your monthly budget for bike upgrades? For West Virginians looking for more information on motorcycle insurance in West Virginia, visit our office at Bridgeport, West Virginia. You can also get a free quote from our United Security Agency website.